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<!--Copyright (C) 2007-2009 XBRL US, Inc. All Rights Reserved.
Notice: Authorized Uses are Set Forth at http://xbrl.us/legal2009
  
This file is an entry point for Industry Banks and Savings Institutions.
  
The DTS starting with this entry point includes standard, period start, period end, total and axis default labels. It will not include references.
  -->
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<xs:annotation>
<xs:documentation>
This file is an entry point for Industry Banks and Savings Institutions.

The DTS starting with this entry point includes standard, period start, period end, total and axis default labels. It will not include references.

The DTS includes the following statements:

108000 - Statement - Statement of Financial Position, Unclassified - Deposit Based Operations  (sfp-dbo)
132001 - Statement - Statement of Income, Interest Based Revenue  (soi-int)
148400 - Statement - Statement of Other Comprehensive Income  (soc)
148600 - Statement - Statement of Shareholders' Equity and Other Comprehensive Income  (sheci)
160000 - Statement - Statement of Cash Flows, Deposit Based Operations  (scf-dbo)
172600 - Statement - Statement of Cash Flows, Direct Method Operating Activities  (scf-dir)
190000 - Statement - Common Domain Members  (com)
</xs:documentation>
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<xs:import namespace='http://www.xbrl.org/2003/instance' schemaLocation='http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd' />
<xs:import namespace='http://xbrl.us/stm/basi/com/2009-01-31' schemaLocation='../../stm/us-gaap-stm-basi-com-2009-01-31.xsd' />
<xs:import namespace='http://xbrl.us/stm/basi/sheci/2009-01-31' schemaLocation='../../stm/us-gaap-stm-basi-sheci-2009-01-31.xsd' />
<xs:import namespace='http://xbrl.us/stm/basi/scf-dir/2009-01-31' schemaLocation='../../stm/us-gaap-stm-basi-scf-dir-2009-01-31.xsd' />
<xs:import namespace='http://xbrl.us/stm/basi/soc/2009-01-31' schemaLocation='../../stm/us-gaap-stm-basi-soc-2009-01-31.xsd' />
<xs:import namespace='http://xbrl.us/stm/basi/soi-int/2009-01-31' schemaLocation='../../stm/us-gaap-stm-basi-soi-int-2009-01-31.xsd' />
<xs:import namespace='http://xbrl.us/stm/basi/sfp-dbo/2009-01-31' schemaLocation='../../stm/us-gaap-stm-basi-sfp-dbo-2009-01-31.xsd' />
<xs:import namespace='http://xbrl.us/stm/basi/scf-dbo/2009-01-31' schemaLocation='../../stm/us-gaap-stm-basi-scf-dbo-2009-01-31.xsd' />
</xs:schema>

