<?xml version="1.0" encoding="UTF-8" standalone="no"?>

<!--Copyright (C) 2007-2009 XBRL US, Inc. All Rights Reserved.
Notice: Authorized Uses are Set Forth at http://xbrl.us/legal2009
  -->
<link:linkbase xmlns:link='http://www.xbrl.org/2003/linkbase' xmlns:xlink='http://www.w3.org/1999/xlink' xmlns:xsi='http://www.w3.org/2001/XMLSchema-instance' xsi:schemaLocation='http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd'>
<link:roleRef roleURI='http://xbrl.us/us-gaap/role/statement/StatementOfCashFlowsIndirectDepositBasedOperationsFourthAlternate' xlink:href='../elts/us-roles-2009-01-31.xsd#scf-dbo4' xlink:type='simple' />
<calculationLink xlink:role='http://xbrl.us/us-gaap/role/statement/StatementOfCashFlowsIndirectDepositBasedOperationsFourthAlternate' xlink:type='extended' xmlns='http://www.xbrl.org/2003/linkbase'>
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebt' xlink:label='loc_ProceedsFromRepaymentsOfShortTermDebt' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfBankOverdrafts' xlink:label='loc_ProceedsFromRepaymentsOfBankOverdrafts' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfRestrictedCashFinancingActivities' xlink:label='loc_ProceedsFromRepaymentsOfRestrictedCashFinancingActivities' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_IncreaseDecreaseInOutstandingChecksFinancingActivities' xlink:label='loc_IncreaseDecreaseInOutstandingChecksFinancingActivities' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebtMaturingInThreeMonthsOrLess' xlink:label='loc_ProceedsFromRepaymentsOfShortTermDebtMaturingInThreeMonthsOrLess' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromShortTermDebtMaturingInThreeMonthsOrLess' xlink:label='loc_ProceedsFromShortTermDebtMaturingInThreeMonthsOrLess' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_RepaymentsOfShortTermDebtMaturingInThreeMonthsOrLess' xlink:label='loc_RepaymentsOfShortTermDebtMaturingInThreeMonthsOrLess' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebtMaturingInMoreThanThreeMonths' xlink:label='loc_ProceedsFromRepaymentsOfShortTermDebtMaturingInMoreThanThreeMonths' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromShortTermDebtMaturingInMoreThanThreeMonths' xlink:label='loc_ProceedsFromShortTermDebtMaturingInMoreThanThreeMonths' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_RepaymentsOfShortTermDebtMaturingInMoreThanThreeMonths' xlink:label='loc_RepaymentsOfShortTermDebtMaturingInMoreThanThreeMonths' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet' xlink:label='loc_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchased' xlink:label='loc_IncreaseDecreaseInFederalFundsPurchased' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase' xlink:label='loc_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_IncreaseDecreaseInDeposits' xlink:label='loc_IncreaseDecreaseInDeposits' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_NetChangeInterestAndNoninterestBearingDepositsDomestic' xlink:label='loc_NetChangeInterestAndNoninterestBearingDepositsDomestic' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_NetChangeInterestBearingDepositsDomestic' xlink:label='loc_NetChangeInterestBearingDepositsDomestic' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_NetChangeNoninterestBearingDepositsDomestic' xlink:label='loc_NetChangeNoninterestBearingDepositsDomestic' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_NetChangeInterestAndNoninterestBearingDepositsForeign' xlink:label='loc_NetChangeInterestAndNoninterestBearingDepositsForeign' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_NetChangeInterestBearingDepositsForeign' xlink:label='loc_NetChangeInterestBearingDepositsForeign' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_NetChangeNoninterestBearingDepositsForeign' xlink:label='loc_NetChangeNoninterestBearingDepositsForeign' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsForProceedsFromInvestments' xlink:label='loc_PaymentsForProceedsFromInvestments' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsForProceedsFromShortTermInvestments' xlink:label='loc_PaymentsForProceedsFromShortTermInvestments' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromSaleOfShortTermInvestments' xlink:label='loc_ProceedsFromSaleOfShortTermInvestments' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsToAcquireShortTermInvestments' xlink:label='loc_PaymentsToAcquireShortTermInvestments' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities' xlink:label='loc_PaymentsToAcquireAvailableForSaleSecurities' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt' xlink:label='loc_PaymentsToAcquireAvailableForSaleSecuritiesDebt' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity' xlink:label='loc_PaymentsToAcquireAvailableForSaleSecuritiesEquity' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities' xlink:label='loc_PaymentsToAcquireHeldToMaturitySecurities' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale' xlink:label='loc_PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsHeldToMaturity' xlink:label='loc_PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsHeldToMaturity' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsToAcquireRestrictedInvestments' xlink:label='loc_PaymentsToAcquireRestrictedInvestments' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsToAcquireRestrictedCertificatesOfDeposit' xlink:label='loc_PaymentsToAcquireRestrictedCertificatesOfDeposit' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsToAcquireRealEstateHeldForInvestment' xlink:label='loc_PaymentsToAcquireRealEstateHeldForInvestment' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsToAcquireOtherInvestments' xlink:label='loc_PaymentsToAcquireOtherInvestments' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities' xlink:label='loc_ProceedsFromSaleOfAvailableForSaleSecurities' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt' xlink:label='loc_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity' xlink:label='loc_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities' xlink:label='loc_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromSaleOfHeldToMaturitySecurities' xlink:label='loc_ProceedsFromSaleOfHeldToMaturitySecurities' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities' xlink:label='loc_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromSaleOfMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale' xlink:label='loc_ProceedsFromSaleOfMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfMortgageBackedSecuritiesMBS' xlink:label='loc_ProceedsFromMaturitiesPrepaymentsAndCallsOfMortgageBackedSecuritiesMBS' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsToAcquireNotesReceivable' xlink:label='loc_PaymentsToAcquireNotesReceivable' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsToAcquireRetainedInterestInSecuritizedReceivables' xlink:label='loc_PaymentsToAcquireRetainedInterestInSecuritizedReceivables' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsForAdvanceToAffiliate' xlink:label='loc_PaymentsForAdvanceToAffiliate' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsToAcquireOtherReceivables' xlink:label='loc_PaymentsToAcquireOtherReceivables' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromSaleAndCollectionOfNotesReceivable' xlink:label='loc_ProceedsFromSaleAndCollectionOfNotesReceivable' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromSaleOfNotesReceivable' xlink:label='loc_ProceedsFromSaleOfNotesReceivable' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromCollectionOfNotesReceivable' xlink:label='loc_ProceedsFromCollectionOfNotesReceivable' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromCollectionOfRetainedInterestInSecuritizedReceivablesCategorizedAsAvailableForSale' xlink:label='loc_ProceedsFromCollectionOfRetainedInterestInSecuritizedReceivablesCategorizedAsAvailableForSale' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromCollectionOfRetainedInterestInSecuritizedReceivablesCategorizedAsHeldToMaturity' xlink:label='loc_ProceedsFromCollectionOfRetainedInterestInSecuritizedReceivablesCategorizedAsHeldToMaturity' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromCollectionOfAdvanceToAffiliate' xlink:label='loc_ProceedsFromCollectionOfAdvanceToAffiliate' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromSaleAndCollectionOfOtherReceivables' xlink:label='loc_ProceedsFromSaleAndCollectionOfOtherReceivables' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromSaleOfOtherReceivables' xlink:label='loc_ProceedsFromSaleOfOtherReceivables' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromCollectionOfOtherReceivables' xlink:label='loc_ProceedsFromCollectionOfOtherReceivables' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromSaleOfRestrictedInvestments' xlink:label='loc_ProceedsFromSaleOfRestrictedInvestments' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromSaleOfOtherRealEstate' xlink:label='loc_ProceedsFromSaleOfOtherRealEstate' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromSaleOfInsuranceInvestments' xlink:label='loc_ProceedsFromSaleOfInsuranceInvestments' xlink:type='locator' />
<link:loc xlink:href='../elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments' xlink:label='loc_ProceedsFromSaleAndMaturityOfOtherInvestments' xlink:type='locator' />
<calculationArc order='10' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_ProceedsFromRepaymentsOfShortTermDebt' xlink:to='loc_ProceedsFromRepaymentsOfBankOverdrafts' xlink:type='arc' />
<calculationArc order='20' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_ProceedsFromRepaymentsOfShortTermDebt' xlink:to='loc_ProceedsFromRepaymentsOfRestrictedCashFinancingActivities' xlink:type='arc' />
<calculationArc order='30' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_ProceedsFromRepaymentsOfShortTermDebt' xlink:to='loc_IncreaseDecreaseInOutstandingChecksFinancingActivities' xlink:type='arc' />
<calculationArc order='40' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_ProceedsFromRepaymentsOfShortTermDebt' xlink:to='loc_ProceedsFromRepaymentsOfShortTermDebtMaturingInThreeMonthsOrLess' xlink:type='arc' />
<calculationArc order='10' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_ProceedsFromRepaymentsOfShortTermDebtMaturingInThreeMonthsOrLess' xlink:to='loc_ProceedsFromShortTermDebtMaturingInThreeMonthsOrLess' xlink:type='arc' />
<calculationArc order='20' weight='-1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_ProceedsFromRepaymentsOfShortTermDebtMaturingInThreeMonthsOrLess' xlink:to='loc_RepaymentsOfShortTermDebtMaturingInThreeMonthsOrLess' xlink:type='arc' />
<calculationArc order='50' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_ProceedsFromRepaymentsOfShortTermDebt' xlink:to='loc_ProceedsFromRepaymentsOfShortTermDebtMaturingInMoreThanThreeMonths' xlink:type='arc' />
<calculationArc order='10' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_ProceedsFromRepaymentsOfShortTermDebtMaturingInMoreThanThreeMonths' xlink:to='loc_ProceedsFromShortTermDebtMaturingInMoreThanThreeMonths' xlink:type='arc' />
<calculationArc order='20' weight='-1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_ProceedsFromRepaymentsOfShortTermDebtMaturingInMoreThanThreeMonths' xlink:to='loc_RepaymentsOfShortTermDebtMaturingInMoreThanThreeMonths' xlink:type='arc' />
<calculationArc order='60' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_ProceedsFromRepaymentsOfShortTermDebt' xlink:to='loc_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet' xlink:type='arc' />
<calculationArc order='10' weight='-1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet' xlink:to='loc_IncreaseDecreaseInFederalFundsPurchased' xlink:type='arc' />
<calculationArc order='20' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet' xlink:to='loc_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase' xlink:type='arc' />
<calculationArc order='10' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_IncreaseDecreaseInDeposits' xlink:to='loc_NetChangeInterestAndNoninterestBearingDepositsDomestic' xlink:type='arc' />
<calculationArc order='10' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_NetChangeInterestAndNoninterestBearingDepositsDomestic' xlink:to='loc_NetChangeInterestBearingDepositsDomestic' xlink:type='arc' />
<calculationArc order='20' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_NetChangeInterestAndNoninterestBearingDepositsDomestic' xlink:to='loc_NetChangeNoninterestBearingDepositsDomestic' xlink:type='arc' />
<calculationArc order='20' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_IncreaseDecreaseInDeposits' xlink:to='loc_NetChangeInterestAndNoninterestBearingDepositsForeign' xlink:type='arc' />
<calculationArc order='10' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_NetChangeInterestAndNoninterestBearingDepositsForeign' xlink:to='loc_NetChangeInterestBearingDepositsForeign' xlink:type='arc' />
<calculationArc order='20' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_NetChangeInterestAndNoninterestBearingDepositsForeign' xlink:to='loc_NetChangeNoninterestBearingDepositsForeign' xlink:type='arc' />
<calculationArc order='10' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_PaymentsForProceedsFromShortTermInvestments' xlink:type='arc' />
<calculationArc order='10' weight='-1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromShortTermInvestments' xlink:to='loc_ProceedsFromSaleOfShortTermInvestments' xlink:type='arc' />
<calculationArc order='20' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromShortTermInvestments' xlink:to='loc_PaymentsToAcquireShortTermInvestments' xlink:type='arc' />
<calculationArc order='20' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_PaymentsToAcquireAvailableForSaleSecurities' xlink:type='arc' />
<calculationArc order='10' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsToAcquireAvailableForSaleSecurities' xlink:to='loc_PaymentsToAcquireAvailableForSaleSecuritiesDebt' xlink:type='arc' />
<calculationArc order='20' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsToAcquireAvailableForSaleSecurities' xlink:to='loc_PaymentsToAcquireAvailableForSaleSecuritiesEquity' xlink:type='arc' />
<calculationArc order='30' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_PaymentsToAcquireHeldToMaturitySecurities' xlink:type='arc' />
<calculationArc order='40' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale' xlink:type='arc' />
<calculationArc order='50' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsHeldToMaturity' xlink:type='arc' />
<calculationArc order='60' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_PaymentsToAcquireRestrictedInvestments' xlink:type='arc' />
<calculationArc order='10' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsToAcquireRestrictedInvestments' xlink:to='loc_PaymentsToAcquireRestrictedCertificatesOfDeposit' xlink:type='arc' />
<calculationArc order='70' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_PaymentsToAcquireRealEstateHeldForInvestment' xlink:type='arc' />
<calculationArc order='80' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_PaymentsToAcquireOtherInvestments' xlink:type='arc' />
<calculationArc order='90' weight='-1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_ProceedsFromSaleOfAvailableForSaleSecurities' xlink:type='arc' />
<calculationArc order='10' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_ProceedsFromSaleOfAvailableForSaleSecurities' xlink:to='loc_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt' xlink:type='arc' />
<calculationArc order='20' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_ProceedsFromSaleOfAvailableForSaleSecurities' xlink:to='loc_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity' xlink:type='arc' />
<calculationArc order='100' weight='-1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities' xlink:type='arc' />
<calculationArc order='110' weight='-1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_ProceedsFromSaleOfHeldToMaturitySecurities' xlink:type='arc' />
<calculationArc order='120' weight='-1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities' xlink:type='arc' />
<calculationArc order='130' weight='-1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_ProceedsFromSaleOfMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale' xlink:type='arc' />
<calculationArc order='140' weight='-1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_ProceedsFromMaturitiesPrepaymentsAndCallsOfMortgageBackedSecuritiesMBS' xlink:type='arc' />
<calculationArc order='150' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_PaymentsToAcquireNotesReceivable' xlink:type='arc' />
<calculationArc order='160' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_PaymentsToAcquireRetainedInterestInSecuritizedReceivables' xlink:type='arc' />
<calculationArc order='170' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_PaymentsForAdvanceToAffiliate' xlink:type='arc' />
<calculationArc order='180' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_PaymentsToAcquireOtherReceivables' xlink:type='arc' />
<calculationArc order='190' weight='-1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_ProceedsFromSaleAndCollectionOfNotesReceivable' xlink:type='arc' />
<calculationArc order='10' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_ProceedsFromSaleAndCollectionOfNotesReceivable' xlink:to='loc_ProceedsFromSaleOfNotesReceivable' xlink:type='arc' />
<calculationArc order='20' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_ProceedsFromSaleAndCollectionOfNotesReceivable' xlink:to='loc_ProceedsFromCollectionOfNotesReceivable' xlink:type='arc' />
<calculationArc order='200' weight='-1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_ProceedsFromCollectionOfRetainedInterestInSecuritizedReceivablesCategorizedAsAvailableForSale' xlink:type='arc' />
<calculationArc order='210' weight='-1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_ProceedsFromCollectionOfRetainedInterestInSecuritizedReceivablesCategorizedAsHeldToMaturity' xlink:type='arc' />
<calculationArc order='220' weight='-1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_ProceedsFromCollectionOfAdvanceToAffiliate' xlink:type='arc' />
<calculationArc order='230' weight='-1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_ProceedsFromSaleAndCollectionOfOtherReceivables' xlink:type='arc' />
<calculationArc order='10' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_ProceedsFromSaleAndCollectionOfOtherReceivables' xlink:to='loc_ProceedsFromSaleOfOtherReceivables' xlink:type='arc' />
<calculationArc order='20' weight='1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_ProceedsFromSaleAndCollectionOfOtherReceivables' xlink:to='loc_ProceedsFromCollectionOfOtherReceivables' xlink:type='arc' />
<calculationArc order='240' weight='-1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_ProceedsFromSaleOfRestrictedInvestments' xlink:type='arc' />
<calculationArc order='250' weight='-1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_ProceedsFromSaleOfOtherRealEstate' xlink:type='arc' />
<calculationArc order='260' weight='-1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_ProceedsFromSaleOfInsuranceInvestments' xlink:type='arc' />
<calculationArc order='270' weight='-1.0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='loc_PaymentsForProceedsFromInvestments' xlink:to='loc_ProceedsFromSaleAndMaturityOfOtherInvestments' xlink:type='arc' />
</calculationLink>
</link:linkbase>
